Training is the single highest-volume service we run — bilingual (English & Arabic), role-specific and grounded in current UAE enforcement cases. From all-staff awareness to MLRO deep-dives and goAML workshops.
Annual all-staff awareness, board-level briefings, role-specific deep-dives for MLRO & FCC teams, and hands-on goAML workshops — aligned to UAE Federal Decree-Law 20 / 2018, CBUAE / DFSA / FSRA expectations and current enforcement typologies.
We focus on the activities that keep AML programs effective — and keep regulators satisfied.
Periodic, qualified, regulator-grade audits of your AML programme — risk-based scope, clear findings, prioritised remediation.
Learn moreRight-size your programme by understanding your true exposure across products, customers, geographies and channels.
Learn moreFrom drafting a new AML programme to refreshing one for the next exam — aligned to UAE Federal Decree-Law 20 / 2018 and FATF.
Learn moreEquip your front-line, MLRO team and internal auditors with current leading practices and live UAE regulator expectations.
Learn moreEvery engagement is built on the live UAE AML / CFT framework — the federal statute, the cabinet decisions and your line regulator’s rulebook.
The core anti-money-laundering and counter-terrorist-financing statute for the UAE — criminal offences, FI obligations and supervisor powers.
Detailed implementing rules under the AML/CFT law — CDD, record-keeping, STR filing thresholds and compliance officer requirements.
Beneficial ownership identification, verification and reporting obligations for every UAE-licensed legal entity.
Targeted Financial Sanctions regime — UN consolidated list and the UAE Local Terrorist List, enforcement and reporting.
Central Bank standards binding on banks, exchange houses, finance companies, insurers and payment-services providers.
Binding AML/CFT rules for firms authorised in the Dubai International Financial Centre — including DNFBPs registered with DFSA.
Abu Dhabi Global Market AML/CFT rulebook covering authorised firms, ancillary service providers and DNFBPs.
Real-estate brokers, dealers in precious metals & stones, accountants, auditors and legal practitioners outside the financial-free-zones.
Enterprise-wide ML/TF risk assessment, refreshed annually.
AML/CFT policy, CDD, EDD, TFS & STR procedures.
Onboarding playbooks, UBO checks, KYC refresh cycles.
UN, UAE Local List, OFAC, UK / EU screening & alerts.
Rule design, threshold tuning, alert workflow.
Annual awareness, role-specific deep dives, goAML workshops.
Suspicious-activity drafting and FIU filing via goAML.
Periodic independent review by a qualified third party.
Board reporting, inspection readiness, sustained compliance.
Advisor AML was founded in 2023 as a Dubai-based boutique focused on what UAE financial institutions and DNFBPs actually need — outsourced MLRO, independent review, training and full AML / CFT consultancy. Since then we’ve delivered for banks, exchange houses, fintechs, DFSA-authorised firms, ADGM entities and DNFBPs across Dubai, Abu Dhabi, Sharjah and the wider GCC.
Banks, exchange houses, fintechs, insurers, DFSA & ADGM firms, and DNFBPs across the UAE.
Outsourced MLRO and Compliance-Officer engagements supporting CBUAE, DFSA & FSRA licences.
All-staff awareness, board-level briefings and goAML workshops — English & Arabic delivery.
Drafted, defended and walked clients through goAML / FIU inquiries and on-site regulator examinations.
We organise our work around five strategic objectives aligned with FATF, MENAFATF and the priorities of UAE Central Bank, DFSA and other Middle-East regulators to combat money laundering and financial crime.
Enhance the capabilities of the financial-intelligence community to obtain, analyse, investigate and disseminate financial intelligence.
Improve cooperation between law-enforcement and intelligence units of foreign countries and those of the United States, including strategic convergence.
Implement training programmes to create awareness within the financial sector on AML / CFT matters.
Enhance the regulator’s workforce and operations by strengthening organisational resources and fostering excellence in the team.
Maintain the client’s ability to comply with international obligations — FATF, Wolfsberg, Basel and equivalent regimes.
Book a 30-minute discovery call. We’ll listen to where you are, look at where you need to be, and tell you honestly whether we’re the right fit.
Engaged singly or bundled as a complete AML / CFT program build — sized to your licence, your risk and your regulator.
A licensed Money-Laundering Reporting Officer on call — without a full-time hire.
Regulator-grade internal audit of your full AML programme, risk-based and report-ready.
Inherent + residual risk across customers, products, geographies and channels.
Draft, refresh or uplift your AML / CFT framework — aligned to UAE Federal Decree-Law 20 / 2018.
Role-specific curriculum for front-line, MLRO, board and internal audit teams.
Onboard to the UAE FIU portal — STR / SAR drafting, submission and follow-up.
UN, UAE Local Terrorist List (Cabinet Decision 74), OFAC, UK / EU screening setup.
Cabinet Decision 58 / 2020 compliance — identify, verify and file beneficial-owner data.
Rule design, threshold tuning, alert-management workflow — reduce false positives, catch real risk.
Onboarding playbooks, KYC refresh cycles and EDD for PEP, high-risk and complex structures.
CBUAE / DFSA / FSRA application support, AML chapter authoring and inspection readiness.
Real-estate, gold & jewellery, dealers in precious metals, accountants and legal practitioners.